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You should think about buying a prepaid debit card and loading it when you wish to make purchases. This should help you avoid using debit or credit accounts which may have a huge balance. If someone has got the prepaid card information, you will have nothing in the card to enable them to take.
Do not buy everything from a web site that does not have SSL certificates. Doing this will get you to very prone to scammers plus your information may turn out to be compromised. When you are not sure of whether a web site has got the proper certificates, seek out https at the outset of the URL as opposed to http.